Can you have two VA loans at the same time?

Now, this is a common question that we receive and you may be surprised by the answer along with the flexibility that the VA loan program provides. In today’s video I will discuss how the VA entitlement is calculated and how additional entitlement may be available to help in this situation. Also, if you have…

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2018 USDA Eligibility Maps have been Updated!

March 23rd, 2018 by Sean Stephens When will the 2018 USDA Eligibility Maps go into effect and how do you find out if your area is still considered rural? In today’s video, I will discuss in detail the updated USDA Eligibility Maps, how to determine what areas will become ineligible, and key dates on when…

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100% Financing – Is USDA or VA better?

100% Financing – USDA and VA home loans As a starting point, both USDA and VA home loans offer 100% financing. In other words, there is NO down payment required for either a USDA or VA home loan. In addition, when compared to conventional loan requirements, USDA and VA loans are both known for their…

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How do you find current USDA eligible areas?

As many of us know, a key part of the USDA eligibility process is being able to find a home that is located in a USDA eligible area.  In today’s video, I will walk you through the process on how to find out if the home you want to buy is located in a USDA…

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